Programs and Projects

Back

Agri-Negosyo (ANYO) LoanProgram

Program Type:

Loan Program

Status: Published

Created: Not Indicated

Updated: Not Indicated

Implementing Unit: Department of Agriculture- Agricuiltural Credit Policy Council (ACPC)
Description
The Agri-Negosyo (ANYO) Loan Program aims to provide accessible and affordable credit to eligible borrowers for the financing of their capital requirements that will enable them to boost the efficiency, productivity, and profitability of their farm as well as non-farm income-generating activities. Eligible loan Borrowers. can avail loans under the programs up to a maximum of 3 cycles only
Geographic Coverage
Nationwide
Assistance Type
Who are eligible Individuals/sole proprietors, partnership, corporations, and cooperatives whose owners or members are marginalized, small farmers and fisherfolk (MSFF) Borrowers must be registered or enrolled in the Registry System for Basic Sectors in Agriculture (RSBSA) or the Farmers and Fisherfolk Enterprise Development Info System (FFEDIS). Those not registered under the Registry System for Basic Sectors in Agriculture ( RSBSAJ shall be required to enroll in the RSBSA through the DA Inclusion Protocol thru the DA Regional Field Offices or thru the MAO. *Not qualified to avail loans under the program are employees of the DA, its Regional Field Offices, attached agencies (including ACPC) and Local Government Units (LGUs) that are, directly or indirectly, part of the implementation process of any of ACPC’s credit programs.
Document Requirements
Eligible loan applicants shall submit all documents as required by the bank and/or lending conduit.

LOAN FEATURES
MICRO AGRI-NEGOSYO LOAN
Loan Amount. Up to PHP 300,000
Lending Partners. Government Financial Institutions (GFIs) and Non-Government Financial Institutions (NGIs)
Interest Fee. 0% Interest
Loan Maturity. Depends on the cash flow of the project, but not to exceed five (5) years
Eligible Loan Purpose. To finance income-generating activities such as production, processing, or marketing of agri-fishery products, or a combination of agri-fishery income-generating activity and non-farm micro enterprise.

SMALL AGRI-NEGOSYO LOAN
Loan Amount. Minimum of PHP 300,000 and Maximum of PHP 15M
Lending Partners. Government Financial Institutions (GFIs) and Non-Government Financial Institutions (NGIs)
Interest Fee. 0% Interest
Loan Maturity. Depends on the cash flow of the project, but not to exceed five (5) years
Eligible Loan Purpose. To finance working capital requirements of small agribusiness enterprise (temporary/permanent) and/or fixed asset acquisition (facilities/construction/acquisition, machinery/equipment/acquisition)
                    
Remarks
*NGIFs include cooperative banks, rural banks, viable NGOs, cooperatives and other private financial institutions.